Tell us your plans
Let us know the kind of vehicle and finance amount you have in mind.
✳ YOUR JOURNEY. YOUR WAY.
Car finance.
Made simple.
Explore finance options for your next car with clear information, useful tools and people ready to help you move forward.
✓ Your enquiry is not a loan application or guarantee of approval.
PLAN YOUR BUDGET
Illustration onlyFind your repayment comfort zone.
Move the sliders and see how your repayments could change.
$25,000
$3,000$100,000
5 years
1 year7 years
12.0% p.a.
5%25%
Choose a hypothetical rate to compare scenarios. This is not a quoted or advertised lender rate.
YOUR ESTIMATED REPAYMENT$—
Estimated total interest$—
Estimated total repaid$—
Enquire about finance Estimates use a fixed illustrative interest rate and exclude setup fees, account fees, insurance and other charges. Actual rates, approval and repayments depend on the lender.Real people, real supportSomeone to guide you through the process.
Explore your optionsUnderstand finance pathways with more clarity.
Plan aheadUse repayment estimates before you enquire.
THE WAY FORWARD
Four simple steps. One clear direction.
From your first enquiry to considering lender options, we keep the process easy to understand.
Talk with our team
We review your enquiry, explain the next steps and check what you need.
Explore lender options
With your consent, we can work with appropriate participating lenders.
Choose what fits
Review any available offer, all relevant costs and the lender's terms.
FINANCE FOR YOUR NEXT CHAPTER
Whatever you drive, start here.
Different vehicles and purchases call for different finance considerations.
01 / VEHICLE FINANCE
New car finance
Explore finance options when it's time for something new.
Learn more ↗
02 / VEHICLE FINANCE
Used car finance
Make your next pre-owned vehicle purchase more informed.
Learn more ↗
03 / VEHICLE FINANCE
Private sale finance
Learn what to consider when buying directly from an owner.
Learn more ↗WHY CARLOANHUB
Good decisions start with better information.
Finance should make sense before you commit. We're here to help you explore the path, understand the questions to ask and feel confident about your next steps.
Get to know us ↗✦
A human-first approach
Speak to a team, not just a form.
◉
Clear, useful information
Understand repayments, costs and the process.
◎
One starting point
Discuss your situation before approaching a lender.
YOUR BUDGET, YOUR DECISIONStart with the numbers.
Start with the numbers.
Then take the next step.
Try different loan amounts, terms and hypothetical rates to understand how repayments work, before speaking with our team.
Try the loan calculator ↗Your next chapterstarts here ↗
FREQUENTLY ASKED QUESTIONSHave questions?
Have questions?
You're in the right place.
Helpful answers to common car finance questions.
See all FAQs ↗Does checking my options mean I am approved?+
No. Sending an enquiry is not approval or pre-approval. A lender decides whether to offer finance after its own assessment.
Can I finance a used vehicle?+
Finance may be available for eligible used vehicles, depending on the lender, the vehicle and your circumstances.
Can I buy from a private seller?+
Some lenders consider private-sale purchases. You may need additional information and vehicle checks.
How do the repayment estimates work?+
Our calculator uses an illustrative annual interest rate and term to estimate principal and interest repayments. It does not include lender fees or other costs.
Will an enquiry affect my credit score?+
Submitting the initial enquiry on this website does not itself initiate a credit bureau check. A lender may request consent to complete a credit check later in the application process.
Do you charge a broker fee?+
Fees, if any, must be explained before you proceed. Check the financial disclosure page and ask our team for details relevant to your application.