USED CAR FINANCE
The right car is not always brand new.
Explore finance for an eligible pre-owned vehicle, whether you are buying from a dealer or checking available options first.
✓Clear steps. No pressure.
GOOD TO KNOW
Take confidence into the used-car market.
Vehicle age, mileage, condition and purchase price can affect lender requirements. Before buying, consider a pre-purchase inspection and checks for money owing on the vehicle.
More about eligibility ↗Things worth considering
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Confirm any lender vehicle requirements
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Check vehicle history and mechanical condition
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Budget for maintenance as well as repayments
FINANCE FOR YOUR NEXT CHAPTER
Whatever you drive, start here.
Different vehicles and purchases call for different finance considerations.
01 / VEHICLE FINANCE
New car finance
Explore finance options when it's time for something new.
Learn more ↗
02 / VEHICLE FINANCE
Used car finance
Make your next pre-owned vehicle purchase more informed.
Learn more ↗
03 / VEHICLE FINANCE
Private sale finance
Learn what to consider when buying directly from an owner.
Learn more ↗FREQUENTLY ASKED QUESTIONSHave questions?
Have questions?
You're in the right place.
Helpful answers to common car finance questions.
See all FAQs ↗Does checking my options mean I am approved?+
No. Sending an enquiry is not approval or pre-approval. A lender decides whether to offer finance after its own assessment.
Can I finance a used vehicle?+
Finance may be available for eligible used vehicles, depending on the lender, the vehicle and your circumstances.
Can I buy from a private seller?+
Some lenders consider private-sale purchases. You may need additional information and vehicle checks.
How do the repayment estimates work?+
Our calculator uses an illustrative annual interest rate and term to estimate principal and interest repayments. It does not include lender fees or other costs.
Will an enquiry affect my credit score?+
Submitting the initial enquiry on this website does not itself initiate a credit bureau check. A lender may request consent to complete a credit check later in the application process.
Do you charge a broker fee?+
Fees, if any, must be explained before you proceed. Check the financial disclosure page and ask our team for details relevant to your application.