Tell us your plans
Let us know the kind of vehicle and finance amount you have in mind.
CAR LOANS IN NEW ZEALAND
More possibilities for your next set of wheels.
Explore vehicle finance options and get a clearer understanding of repayments, terms and the steps involved.
✓Clear steps. No pressure.
THE WAY FORWARD
Four simple steps. One clear direction.
From your first enquiry to considering lender options, we keep the process easy to understand.
Talk with our team
We review your enquiry, explain the next steps and check what you need.
Explore lender options
With your consent, we can work with appropriate participating lenders.
Choose what fits
Review any available offer, all relevant costs and the lender's terms.
FINANCE FOR YOUR NEXT CHAPTER
Whatever you drive, start here.
Different vehicles and purchases call for different finance considerations.
01 / VEHICLE FINANCE
New car finance
Explore finance options when it's time for something new.
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02 / VEHICLE FINANCE
Used car finance
Make your next pre-owned vehicle purchase more informed.
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03 / VEHICLE FINANCE
Private sale finance
Learn what to consider when buying directly from an owner.
Learn more ↗FREQUENTLY ASKED QUESTIONSHave questions?
Have questions?
You're in the right place.
Helpful answers to common car finance questions.
See all FAQs ↗Does checking my options mean I am approved?+
No. Sending an enquiry is not approval or pre-approval. A lender decides whether to offer finance after its own assessment.
Can I finance a used vehicle?+
Finance may be available for eligible used vehicles, depending on the lender, the vehicle and your circumstances.
Can I buy from a private seller?+
Some lenders consider private-sale purchases. You may need additional information and vehicle checks.
How do the repayment estimates work?+
Our calculator uses an illustrative annual interest rate and term to estimate principal and interest repayments. It does not include lender fees or other costs.
Will an enquiry affect my credit score?+
Submitting the initial enquiry on this website does not itself initiate a credit bureau check. A lender may request consent to complete a credit check later in the application process.
Do you charge a broker fee?+
Fees, if any, must be explained before you proceed. Check the financial disclosure page and ask our team for details relevant to your application.